If you tell the truth, you don't have to remember anything.

As of January 1, 2022, you have the right to receive a "Good Faith Estimate" that states how much your medical care will cost.  Under this new law, health care providers are required to give patients who do not use medical insurance an estimate of the bill for medical items and services.

You have the right to receive a GFE for the total expected cost of any non-emergency items or services.  This includes related costs such as medical tests, prescription drugs, equipment and hospital fees.

Make sure your health care provider provides a GFE in writing (see Forms section) at least one day before your medical service or item.  You can also ask this health care provider, and any other provider you choose, for a GFE before you schedule an item or service.

If you receive a bill that is at least $400 more than your GFE, you can dispute the bill.  Make sure you save a copy of your GFE.  For questions or more information about your right to a GFE, visit www.cms.gov/nosurprises or call (800) 985-3059.